Welcome to the Financial Libraries news site! These Terms of Service govern your use of our website, located at https://financial-libraries.com/, and any content, features, or services offered on or through our site. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our site.
1. Acceptance of Terms
By accessing or using Financial Libraries, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree with these Terms, you must not use our site.
2. Changes to Terms
Financial Libraries reserves the right to modify or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting on the site. Your continued use of the site following the posting of changes constitutes your acceptance of such changes.
3. Eligibility
You must be at least 18 years old to use this website. By using Financial Libraries, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into these Terms.
4. User Conduct
You agree not to use the site for any unlawful or prohibited purpose, including but not limited to:
- Posting or transmitting any content that is defamatory, obscene, abusive, or otherwise objectionable.
- Violating any applicable laws or regulations.
- Impersonating any person or entity or misrepresenting your affiliation with any person or entity.
- Engaging in any activity that could damage, disable, or impair the site or interfere with any other party’s use of the site.
5. Intellectual Property Rights
All content on Financial Libraries, including but not limited to text, graphics, logos, images, and software, is the property of Financial Libraries or its content providers and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, modify, distribute, or create derivative works from any content on this site without our prior written consent.
6. User-Generated Content
If you submit any content to Financial Libraries (such as comments, articles, or other submissions), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute that content in any form or media. You represent and warrant that you have the right to submit such content and that it does not infringe any third-party rights.
7. Third-Party Links
Our site may contain links to third-party websites or services that are not owned or controlled by Financial Libraries. We do not endorse or assume any responsibility for any third-party sites, information, materials, or services. You acknowledge and agree that we shall not be liable for any damage or loss caused or alleged to be caused by or in connection with your use of any third-party content.
8. Disclaimers
Financial Libraries provides the content on this site for informational purposes only. While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, reliability, or completeness of any content. Your use of the site is at your own risk, and we shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the site.
9. Limitation of Liability
To the fullest extent permitted by law, Financial Libraries shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of (or inability to access or use) the site.
10. Indemnification
You agree to indemnify, defend, and hold harmless Financial Libraries, its affiliates, and their respective officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the site, your violation of these Terms, or your violation of any rights of another party.